Basic Insurance Policies can become real necessities.
Plan and Protect the Unexpected.
3 Policies Everyone Should Have
Everyone knows we need Insurance to protect ourselves from what ever life throws at us. But with so many things to consider, where should we start?
GGB Insurance Services is here to help. So we’re sharing 3 Insurance Policies we think everyone should have.
Life Insurance
This one is easily missed or avoided, but it’s essential to provide financial security to loved ones in the event that something bad happens.
Consider the Following:
- Do you need to provide a life time income to your spouse and family or do you just need to help them pay funeral and burial costs?
- Do you need a policy in place until the time of passing or do you just need to be covered should something happen to you prematurely?
Homeowners Insurance
Your home is one of the biggest investments you’ll ever make. Homeowners Insurance protects your property when accidents, disasters and even vandalism occur. This policy is often overlooked by non-homeowners, but renters can also get protection policies. This is especially important in cases where legal action may be required for a renter.
Consider the Following:
- Are there location-specific types of damage you need protection for?
- Some policies can cover important repairs like roof or foundation. Know and understand the circumstances for making claims in these cases.
- Policies don’t just cover the home, they cover the property inside. Keep track of your property, especially your most expensive purchases.
Auto Insurance
This insurance is often a legal requirement for every driver. It covers injury, vehicle repair and/or replacement.
Consider the Following:
- Can you avail of any safe driver discounts?
- Is the driver a teen or new driver?
- Do you want a policy with accident forgiveness?
The above are just 3 of the important coverage policies everyone should have. Don’t forget to look into health insurance, dental and vision, and disability policies. These not only keep your medical expenses down, but protect you in the event of a major health issue arising.