Term Life Insurance
Affordable Coverage When It Matters Most
Term Life encompasses several different options that provide a means to cover specific financial needs or a combination of them should something happen during the term of the policy. At often lower premiums than permanent life policies, Term Life can provide security for mortgage payments, college education for children or grandchildren, living expenses (especially in the case of single income households), existing loan responsibilities (such as auto), and other large expenses. Term Life ensures coverage during periods ranging from 10-30 years for responsibilities that have a definite expiration.
Term Life can be a more affordable solution for those who only require it during a set amount of time or may already have existing financial securities in place outside of these periods. It makes protection attainable for households where the premiums of Permanent Life may be too high or otherwise unnecessary.
Want to find out if a Term Life option is right for you? Give us a call.