Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy. Auto insurance can provide property, liability and medical coverage. Some coverages are mandatory in certain states. If you’re financing a car, your lender may also have requirements for comprehensive and collision coverage deductibles.
Basic Auto Coverages
Bodily Injury Liability: This coverage is required by most states. It provides coverage for any injuries you cause to someone else.
Property Damage Liability: This is another coverage type that is required by most states. It covers any damage you cause to someone’s property.
Collision Coverage: Collision is usually an optional coverage that covers any damage to your car that’s the result of a collision. If you have financed your vehicle your lender may require this coverage.
Comprehensive Coverage: This coverage will protect you in case of any damage to your car that didn’t involve a collision. This includes theft, fire, and vandalism. If you have financed your vehicle your lender may require this coverage.
Uninsured Motorist Coverage: This coverage gives you protection if you’re injured in a collision with a driver who’s either uninsured or underinsured.
Rental Reimbursement Coverage: This optional coverage covers the cost of rental car while your vehicle is being repaired under coverage afforded by the policy.
Towing: This covers reasonable and necessary towing and labor cost subject to policy terms
Motorcyle: GGB Insurance Services offers a very competitive coverage for both you and your ride. Call one of our knowledgeable and friendly agents to assist you in designing the right coverage for you.
Homeowner/Property: Protect your home and belongings if the unexpected happen. Homeowners insurance will give you a peace of mind knowing your assets and investments are covered.
Health Insurance: We will provide you a broad range of health insurance products that will best suit your personalized needs and desires.
We will provide you a broad range of vision and dental insurance products that will best suit your personalized needs and desires.
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