When something bad happens, being ready to make your claim can save you headaches and heartaches. Here’s how to get started.
Want to Make the Claims Process Easier?
Making a claim on your insurance, no matter what kind, can be a stressful situation. Something bad has happened; a car accident, damage or vandalism to your home, and all the concerns that go along with it. Now, on top of everything you have to figure out how to get back on your feet, and how to deal with the expenses. The best policy is a proactive one. Being prepared before something bad happens will be to your benefit.
GGB Insurance Services is here to help make it easier. Keep reading for our tips on making the claims process easier, and call us with your questions. 559.283.8332
GGB Insurances Tips for an Easier Claims Process.
- Know Your Policy, and understand exactly what is or isn’t covered. Make sure your policy meets your needs. If it doesn’t, talk to your agent about getting more coverage.
- Keep Good Inventory of your valuable property, and document everything. If you have any professional property assessments done, keep these records, and make sure they are current. Talk to your claims specialist about inspectors and assessments, and who is accepted by your insurance.
- Document Everything when something bad happens, especially in the case of an auto accident. After assuring your safety in the situation, use your smartphone to photograph damages to vehicle(s), surrounding area and immediate environment, traffic lights or signs, road work, damaged property (city or private owned), etc. Some companies provide convenient tools/equipment for this like dashboard cameras. Find out the cost, if any, for these tools and make use of them.
- Understand the Claims Process ahead of time. Ask how you can access claims forms in advance, and make sure you can provide all the information required. Your agent should be able to give you information on acquiring these forms if they don’t already have them available for you. Check in with your agent a couple times a year to see if these claims forms have been updated and/or have new requirements.
We all need insurance, and we feel more secure having it. In most cases, though, we hope that we never have to use it. Following the above tips can really help should a situation arise where you do.