The place you live is usually your biggest investment, no matter what kind you have. Protecting it lets you focus on making it a home.
Is Your Biggest Investment Protected?
Homeownership takes a lot of responsibility. Between regular maintenance and upkeep, weekend home improvement projects and of course taking care of the family living inside the home, you’ve got a lot on your plate.
Dealing with the unexpected on top of everything can be a major headache, and if you aren’t prepared, it can be devastating.
Homeowners Insurance has several protection options. You can protect the physical structure itself as well as electrical, plumbing, HVAC and foundation. In fact, depending on what coverage you decide to include, it can cover detached garages, sheds and even your fence.
Don’t forget the property inside! Homeowners insurance protects appliances, furniture and even clothes. Additionally, it can also cover more expensive valuables such as jewelry with extra coverage.
In cases where your home is severely damaged, such as fire or natural disaster, a full replacement policy can pay for your home to be rebuilt. One can also get a Loss of Use policy which covers hotel expenses while a home is being repaired.
Homeowners Insurance also covers legal liabilities if someone is injured on your property.
Similarly to standard Homeowners Insurance, Condo Insurance covers the expense of repairs for damages to your Condo under the property association’s guidelines. It can also include protection for your belongs, loss of use costs and liability coverage.
Renters Insurance generally covers personal property and interior damages to a home. Some extended policies include coverage for stolen property, legal liabilities, loss of use and damages due to circumstances to the main property.
Property protection, no matter the kind, gives you peace of mind. So, you can stay focused on all the things that make a house, condo or apartment a home.